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US Fed Reserve has recently indicated the need for 'Tapering' owing to inflationary pressure. Not long ago we were hearing 'Quantitative Easing'.
We [...]
RBI has accepted 21 key recommendations given by Internal Working Group (IWG) in November 2020. This is a quick summary of most significant points [...]
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A quick look at RBI guidelines and some data on Promoter holding in Indian Banks. Rules are rules, but RBI knows there is a need for some pragmatism t [...]
A quick look at data on Currency in circulation in India and the world. While the Currency in Circulation (CIC) as a % of GDP is a good indicator, it [...]
RBI released the policy stance based on on bimonthly Monetary Policy Committee (MPC) decisions on 7th April, 2021. But beyond the policy rates and liq [...]
Archegos Capital (AC), a New York based family office, was in news recently for its inability to meet margin calls by lenders. Wall Street was jittery [...]
India has lagged behind the world in increasing ATM network. While the network grew from 1 Lakh ATMs in 2012 to 2.35 Lakhs in 202, it was still low. B [...]
Frauds have been Bank's Achilles heel for time immemorial. FY20 saw a astonishing 160% rise in the reported frauds over previous year. This is despite [...]
From - 0.75% (Switzerland) to almost Zero in most of Europe to around 4% in India, Central Banks in most economies remain accommodative. Although infl [...]
As Governments across the world grappled with COVID, the rules of the game had to change. The prudence of balancing incentives to revive GDP vs keepin [...]
After 2008 Global Financial Crisis, Securitisation became the bad boy in the bankers product suite. But its back with a vengeance. Global volumes of n [...]
GNPA of Indian Banks increased from ₹84K crs in 2010 to ₹8.99 Lakh Crs in 2020. RBI projects 13.5% stressed assets by Sept 2021 vs 7.5% in Sept 2020. [...]
We analyse the opportunities and resolutions that the Budget 2021 brings for Banks [...]
From the snail days of Outstation, Local and high-value cheque clearing, Payment systems in India have under gone a metamorphosis. We now have world’s [...]
In 2020 Banks paid more than $12 Bn in fines for regulatory breaches. In India 40+ Banks and Non-Banks were fined by RBI. In this storyboard we uncove [...]
This reference storyboard is a quick guide to compare Capital base (Tier 1 and Tier 2) and Capital Adequacy Ratio (CAR) for Indian Banks [...]
Check out latest Articles
“Emergency Credit Guarantee” for MSME – Decoding the fine print
Emergency Credit Guarantee for MSME has been unveiled. GOI seems to have pleasantly surprised the ba [...]
Newsletter 23 April 22
FrankBanker Weekly Newsletter 23 April 2022 Your quick guide to happenings in the week [...]
Newsletter 31 Jan 22
FrankBanker Newsletter 31st Jan 2022 [...]
How are ‘Global Systemically Important Banks’ (G-SIB) monitored under BASEL
Failure of a Systemically Important Bank amplifies the impact on world economy for two reasons. Firs [...]
How many Credit Covenants are necessary in a Sanction Letter?
While there are no set parameters on how many credit covenants should be there in a Sanction Letter, [...]
Banking after Moratorium: Three key Monitorables
With the moratorium behind us, the attention is now on how the loan portfolios will behave. Sumit Ka [...]