In summary, 2023 was a transformative year for India's FinTech lending sector, marked by regulatory shifts, technological advancements, and a signific [...]
By aligning Online Dispute Resolution processes with the principles outlined by the RBI, Banks and financial institutions can navigate disputes efficiently, reduce recovery time, and bolster customer t [...]
De-dollarization refers to the gradual shift away from the dominance of the U.S. dollar in international trade and finance. Many countries, including India, have been exploring ways to reduce their rel [...]
Despite India ranking third globally in unicorn valuations, the startup ecosystem faces challenges in securing sufficient funding for growth. Traditional avenues often fall short, necessitating innovat [...]
By definition startup is a disruptor. Unless the startup idea is demonstrated to be scalable, there is no fun and sustenance. So, while banks look for ‘profit’, there is a critical mass a startup needs [...]
In my day to day advisory interactions with new age businesses, including clients, acquaintances, referrals and friends, there is much I have learned. Hope the gist of these learnings will help refine [...]
A workable Strategy for a Fintech requires a balance of creativity grounded in basics. I share a 3 line gist of some 8 long and interesting conversations with Fintechs with the hope is that this trigge [...]
It seems obvious that any organisation will need to evolve in line with customer needs and competitive pressures. While ideas of change may be inspiring, execution without culture prep will deflate the [...]
For businesses, Payments are not mere transactions but a lifeline. To make the process seamless, SabPaisa has developed the World’s First API Driven Unified Payment Platform [...]
For an App to be a Super App, one needs a sizable community of users who frequently visit and use the app. This can then be leveraged to create an ecosystem of value-added solutions aimed at meeting va [...]
As BNPL business grows, it is also facing some challenges. It is important for players to make it as frictionless and wedded to the customer’s journey and the emerging digital ecosystem [...]