Articles - FrankBanker

Technology in Banking

India’s Digital Personal Data Protection Rules: Game-Changer or Growth Killer for FinTech?

Digital Personal Data Protection (DPDP) Rules 2025 can be a double-edged sword for FinTechs in India. Global experience with GDPR’s in Europe showed us the high costs and steep learning curve of compliance but also proved that businesses emerge stronger when they adapt proactively. For Indian FinTechs, DPDP rules offer opportunities to enhance trust and global competitiveness. But the time to act is now!

Piyush Singh January 7, 2025

SME Lending

Why MSME Bank is a Bad Idea: Better Banking over More Banks

The idea to establish an MSME-focused bank in India seeks to address the long-standing credit gap faced by nano, micro,

Piyush Singh December 12, 2024

Technology in Banking

Driving Global Innovation in Mobile Payments: Lessons from M-Pesa, Venmo, and UPI

Mobile payment systems have revolutionized finance, fostering accessibility, community connection, and economic growth. M-Pesa, a lifeline for millions, stands out

Dileep Kumar Pandiya December 10, 2024

The Complete Guide to RBI’s Monetary Policy Instruments

Team FrankBanker October 9, 2024

Reserve Bank of India (RBI) and other central banks employ a range of monetary policy instruments to manage liquidity, control inflation, and promote economic growth. In this guide we will explain these tools and their operations.

Truth of Bank Deposits: Safe Bet, Rigged Game, or a Systemic Play?

Amit Balooni October 2, 2024

Bank Deposits remain relatively safer option for a large section of uninformed depositors due to this regulatory safety net, however, the important question is – Are bank deposits designed to provide value to the depositor? or , Is it just part of a rigged game? Amit Balooni explores.

Deep-Tier SCF is Magical, But Here’s Why It Doesn’t Work

Amit Balooni September 24, 2024

Deep-tier Supply Chain Finance (DTSCF) is often sighted as a magic spell that could transform the funding landscape for SMEs. While the concept has caught attention, scaling DTSCF is proving to be difficult. As you scratch the surface, several challenges become evident