Category: Banking Product Management
If BNPL (Buy Now Pay Later), then why not PNBL?
We have seen phenomenal growth in the BNPL (Buy Now Pay Later) segment in recent past, why not also have PNBL – Pay Now Buy Later. Kartik Swaminathan [...]
Over reliance on credit rating: How Banks constrain SME Lending
Banks are flush with liquidity, but still grappling with twin issues – where to deploy the money and how to source the right credit which meets the st [...]
How measuring the ‘Pivot Factor’ can fill Credit Risk assessment gap post COVID
These are unprecedented times for lenders. Customer cashflows are depleted, loan track can’t be ascertained due to moratorium, making it increasingly [...]
Is Loan a Product? (SME Lending Models 4)
Lending business can
be summed up in two sentences: I (customer) need money. You (Bank) give money
and charge interest.
But lending isn’t [...]
What Banking is Not 1: The Product Mindset
The 'Product Mindset' in Banking has created artificial limitations on customising banking services leading to loss on trust on Banks. Instead Banking [...]
Machine Learning and AML
World is a not flat!
No matter how much the globalisation theorists may want you to believe, the world post 9/11 is no longer flat but rather becomea [...]
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