Is Bank Privatisation the right solution?
Government has been considering privatising a few Public Sector Banks. But is privatisation the solution? Vimee Shharma evaluates from historical perspective
Digital Lending: The missing piece of puzzle
The recent RBI notification, seems to be nudging Digital Lenders to be more transparent. But a pertinent question to ask may be āWho are these digital lenders that RBI wants to regulate?ā Amit Balooni evaluates the missing pieces
Breaking the Agri Barriers
The Farmers Produce Trade and Commerce Ordinance, 2020, is a key ecosystem change and opens up opportunities within Indian agri and lays the ground for new age agri-startups. Amit Balooni evaluates
āEmergency Credit Guaranteeā for MSME ā Decoding the fine print
Emergency Credit Guarantee for MSME has been unveiled. GOI seems to have pleasantly surprised the banks. There are minimal ambiguities in the eligibility, end use, risk weights and limit assessment. However, the devil lies in the invocation process. Sumit Kakkar evaluates the fine print
Banks being viewed as a panacea for all ills?
While prompt Regulatory actions have tried to address liquidity and other issues of borrowers, there is heavy reliance on Banks to deliver. However, the borrowers and banks together are awaiting reforms. In the COVID Diaries Part 3, Sumit Kakkar evaluates if banks can do heavy lifting
Opportunities presented by Debt Market Distortions
With entire mankind confined to their homes, what has the kept banks and debt markets ticking in April & May, 2020?
In COVID Diaries chapter 2, Sumit Kakkar evaluates how Regulatory announcements and opportunities presented by the bond market distortions have kept the counters of banks, hedge funds and fixed income players busy.
Building a Payments Bank ā Challenges and Opportunities
The verdict on viability of Payment Banks varies, depending on whom you speak to. While the critics would easily fault the regulatory framework, even the strongest advocates would concede that Payments Bank isnāt a cakewalk. Amit Balooni evaluates the challenges and opportunities
PSD2 in Europe: Learnings for Indiaās payment story
Payment Services Directives (PSD) in Europe aim to strengthen payment system and reduce the entry barriers for Fintechs. This approach has lessons for India to learn. Amit Balooni shares the best practices that India can adopt