Category: Fintech

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Super-Apps and Fintech

Super-Apps and Fintech

For an App to be a Super App, one needs a sizable community of users who frequently visit and use the app. This can then be leveraged to create an eco [...]
Reinventing BNPL

Reinventing BNPL

As BNPL business grows, it is also facing some challenges. It is important for players to make it as frictionless and wedded to the customer’s journey [...]
Banks & FinTechs: Switching the default experience

Banks & FinTechs: Switching the default experience

Moving from competition to collaboration; we are now living in a world, where the Banks-FinTech relationship is not only surviving, but also thriving [...]
RBI Guidelines on Regulation of Payment Aggregators and Payment Gateways

RBI Guidelines on Regulation of Payment Aggregators and Payment Gateways

With the Indian online payments market anticipated to reach $1 trillion by 2023 ,it is no surprise that the RBI has opted to act and chosen full and d [...]
3F: Future Fintech Framework (Book overview)

3F: Future Fintech Framework (Book overview)

The evolution of Fintech has happened because of various developments in technology, ecosystem and regulations . But this is not without pitfalls and [...]
Two sides of digital transformation in Banks: ‘Digitise’ vs ‘Digitalise’:

Two sides of digital transformation in Banks: ‘Digitise’ vs ‘Digitalise’:

When it comes to success in Being Digital, the difference is in the approach a Bank takes. Simply converting a paper to online form wont do. We differ [...]
Payday Loans – Boon or Bane?

Payday Loans – Boon or Bane?

Payday Loans is still a nascent category in India. But digital Lenders are finding their feet and formalising the segment. Mrityunjay Shahi explains P [...]
Digital Lending: The missing piece of puzzle

Digital Lending: The missing piece of puzzle

The recent RBI notification, seems to be nudging Digital Lenders to be more transparent. But a pertinent question to ask may be ‘Who are these digital [...]
Can Credit Scoring replace Judgemental Lending?

Can Credit Scoring replace Judgemental Lending?

With all the excitement in the last decade about data and credit scoring, there are some areas that may still need the human skill tom judge credit ri [...]
Machine Learning and AML

Machine Learning and AML

World is a not flat! No matter how much the globalisation theorists may want you to believe, the world post 9/11 is no longer flat but rather becomea [...]
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