Category: Fintech
Fintech
Future of Banking in Metaverse: Challenges and Possibilities
Metaverse offers the potential to revolutionise banking by creating full-service virtual branches, transforming customer service, engagement, and tran [...]
Designing Loan Products: A ‘First Principles Thinking’ Blueprint
In Banking, there are no barriers to imitation. Any lender—Bank, NBFC, or Fintech—can easily build a Loan product suite simply by following the leader [...]
Hyper-Personalisation in Banking: The Paradox of Customisation
Hyper-personalisation promises to revolutionize banking by creating a "Segment of One" experience, but the path is riddled with complexities. Challeng [...]
ONDC: Potential Impact on the Digital Marketplace
Open Network for Digital Commerce (ONDC) is a new initiative in India aiming to transform the digital marketplace by creating an open network for buye [...]
Bankers, Startups and the problem with Profit
By definition startup is a disruptor. Unless the startup idea is demonstrated to be scalable, there is no fun and sustenance. So, while banks look for [...]
7 Things I Have Learned From Startup Founders
In my day to day advisory interactions with new age businesses, including clients, acquaintances, referrals and friends, there is much I have learned. [...]
Building a Fintech? 8 Counter Questions to Avoid Strategic Blunders
A workable Strategy for a Fintech requires a balance of creativity grounded in basics. I share a 3 line gist of some 8 long and interesting conversati [...]
Super-Apps and Fintech
For an App to be a Super App, one needs a sizable community of users who frequently visit and use the app. This can then be leveraged to create an eco [...]
Reinventing BNPL
As BNPL business grows, it is also facing some challenges. It is important for players to make it as frictionless and wedded to the customer’s journey [...]
Banks & FinTechs: Switching the default experience
Moving from competition to collaboration; we are now living in a world, where the Banks-FinTech relationship is not only surviving, but also thriving [...]