Category: Fintech

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Bankers, Startups and the problem with Profit

Bankers, Startups and the problem with Profit

By definition startup is a disruptor. Unless the startup idea is demonstrated to be scalable, there is no fun and sustenance. So, while banks look for [...]
7 Things I Have Learned From Startup Founders

7 Things I Have Learned From Startup Founders

In my day to day advisory interactions with new age businesses, including clients, acquaintances, referrals and friends, there is much I have learned. [...]
Building a Fintech? -8 Counter Questions to Avoid strategic Faux Pas

Building a Fintech? -8 Counter Questions to Avoid strategic Faux Pas

A workable Strategy for a Fintech requires a balance of creativity grounded in basics. I share a 3 line gist of some 8 long and interesting conversati [...]
Super-Apps and Fintech

Super-Apps and Fintech

For an App to be a Super App, one needs a sizable community of users who frequently visit and use the app. This can then be leveraged to create an eco [...]
Reinventing BNPL

Reinventing BNPL

As BNPL business grows, it is also facing some challenges. It is important for players to make it as frictionless and wedded to the customer’s journey [...]
Banks & FinTechs: Switching the default experience

Banks & FinTechs: Switching the default experience

Moving from competition to collaboration; we are now living in a world, where the Banks-FinTech relationship is not only surviving, but also thriving [...]
RBI Guidelines on Regulation of Payment Aggregators and Payment Gateways

RBI Guidelines on Regulation of Payment Aggregators and Payment Gateways

With the Indian online payments market anticipated to reach $1 trillion by 2023 ,it is no surprise that the RBI has opted to act and chosen full and d [...]
3F: Future Fintech Framework (Book overview)

3F: Future Fintech Framework (Book overview)

The evolution of Fintech has happened because of various developments in technology, ecosystem and regulations . But this is not without pitfalls and [...]
Two sides of digital transformation in Banks: ‘Digitise’ vs ‘Digitalise’:

Two sides of digital transformation in Banks: ‘Digitise’ vs ‘Digitalise’:

When it comes to success in Being Digital, the difference is in the approach a Bank takes. Simply converting a paper to online form wont do. We differ [...]
Payday Loans – Boon or Bane?

Payday Loans – Boon or Bane?

Payday Loans is still a nascent category in India. But digital Lenders are finding their feet and formalising the segment. Mrityunjay Shahi explains P [...]
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