Category: Fintech
Two sides of digital transformation in Banks: ‘Digitise’ vs ‘Digitalise’:
When it comes to success in Being Digital, the difference is in the approach a Bank takes. Simply converting a paper to online form wont do. We differ [...]
Payday Loans – Boon or Bane?
Payday Loans is still a nascent category in India. But digital Lenders are finding their feet and formalising the segment. Mrityunjay Shahi explains P [...]
Digital Lending: The missing piece of puzzle
The recent RBI notification, seems to be nudging Digital Lenders to be more transparent. But a pertinent question to ask may be ‘Who are these digital [...]
Can Credit Scoring replace Judgemental Lending?
With all the excitement in the last decade about data and credit scoring, there are some areas that may still need the human skill tom judge credit ri [...]
Machine Learning and AML
World is a not flat!
No matter how much the globalisation theorists may want you to believe, the world post 9/11 is no longer flat but rather becomea [...]
Building a Payments Bank – Challenges and Opportunities
The verdict on viability of Payment Banks varies, depending on whom you speak to. While the critics would easily fault the regulatory framework, even [...]
Banks Vs Fintechs
Lack of innovation in Banking is precisely the opportunity Fintechs are encashing. They are disrupting the way things have been for decades with ideas [...]
Love and entrepreneurship are just the same!
I have no claim to being a love expert, although I do hope my wife awards me atleast a ‘Certification of Participation’ if not ‘Distinction’. My enga [...]