Category: Organisation Culture
My hard lessons in change-Culture eats Strategy for Breakfast
It seems obvious that any organisation will need to evolve in line with customer needs and competitive pressures. While ideas of change may be inspiri [...]
Why cross-selling Third Party Products can be costly for banks!
The rationale for cross sell focus in banks is not difficult to understand. It creates win-win for all stake holders- Banks get additional income, Emp [...]
How WFH impacts the Risk Management culture in Banks?
Many in the banking industry have talked about the amazing cost savings that WFH brings. But beyond some savings, there are many costs we may have pai [...]
Critical Thinking in Credit Risk: Avoid these Fallacies
Critical Thinking concepts can help build a robust credit risk culture that relies on logic and objectivity and minimises biases. Amit Balooni shares [...]
Financial Analysis is not Credit Risk Assessment (SME Lending Models 2)
Financial analysis is the most exciting part for many bankers. Evaluation of ratio trendlines, NWC availability or future cash flows is logical & [...]
What Banking is Not 1: The Product Mindset
The 'Product Mindset' in Banking has created artificial limitations on customising banking services leading to loss on trust on Banks. Instead Banking [...]
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