Fiscal Deficit and GDP: 10 year India and Global Comparative
As Governments across the world grappled with COVID, the rules of the game had to change. The prudence of balancing incentives to revive GDP vs keeping Fiscal Deficit benign, wasn’t the paradigm anymore. India’s FY21 projected Fiscal Deficit of 9.5% was historical but so was the steep dip in GDP growth of -7.7%. Its the same story across the world. We crunched the numbers over the last 10 odd years and see how the otherwise stable graphs for most of the countries see a huge blip in these time
Bank Credit in India (Statewise)
[vc_row][vc_column][vc_empty_space][vc_column_text][dropcap]T[/dropcap]otal Bank Credit in India stood at 90,57,080 Cr (RBI Sep’20 data) Top 4 states contribute ~60% of this largely due to Corporate borrowing concentration. But Growth rate in many Small and Mid sized (on credit base) is much faster, likely indication of improving credit to smaller businesses [btn url=”https://www.frankbanker.com/wp-content/uploads/2021/03/India-statewise-credit.pdf” text_color=”#000000″ bg_color=”#daa520″ icon=”” icon_position=”start” size=”14″ […]
BAD BANK: Is it the Joker in the pack?
GNPA of Indian Banks increased from ₹84K crs in 2010 to ₹8.99 Lakh Crs in 2020. RBI projects 13.5% stressed assets by Sept 2021 vs 7.5% in Sept 2020. Recent Budget proposes a Bad Bank ARC and AMC to handle this.
What is it and whether it can be a game changer in the stress portfolio game? We analyse and inform through this storyboard
Payments Transformation in India : The Last Decade
From the snail days of Outstation, Local and high-value cheque clearing, Payment systems in India have under gone a metamorphosis. We now have world’s best multi-tiered system with 24 x 7, anywhere access. We look at some of the numbers in the decade gone by (2010-2020)
The Curious Case of BANK PENALTIES
In 2020 Banks paid more than $12 Bn in fines for regulatory breaches. In India 40+ Banks and Non-Banks were fined by RBI. In this storyboard we uncover this curious case of Bank Penalties!
CAPITAL ADEQUACY: Sizing up Indian and Global Banks
This reference storyboard is a quick guide to compare Capital base (Tier 1 and Tier 2) and Capital Adequacy Ratio (CAR) for Indian Banks
Total Bank Assets and NPA -India
In this data storyboard we take a quick look at Loans and Advances of Indian Banks and compare them to the growing Gross and Net Non-Performing Assets ( GNPA and Net NPA)