Category: Technology in Banking
Banking Technology
Deep-Tier SCF is Magical, But Here’s Why It Doesn’t Work
Deep-tier Supply Chain Finance (DTSCF) is often sighted as a magic spell that could transform the funding landscape for SMEs. While the concept has ca [...]
Unlocking India’s Credit Potential: A Comparative Look at OCEN and ULI
Open Credit Enablement Network (OCEN) and the Unified Lending Interface (ULI) are designed to transform the lending landscape by making credit more ac [...]
Designing Loan Products: A ‘First Principles Thinking’ Blueprint
In Banking, there are no barriers to imitation. Any lender—Bank, NBFC, or Fintech—can easily build a Loan product suite simply by following the leader [...]
Hyper-Personalisation in Banking: The Paradox of Customisation
Hyper-personalisation promises to revolutionize banking by creating a "Segment of One" experience, but the path is riddled with complexities. Challeng [...]
The Digital Trap: What Deflates a Bank’s Push for Digital Change?
Banks are diving headfirst into the digital age, eager to revolutionize their operations with cutting-edge technology. But beneath the sleek, modern f [...]
ONDC: Potential Impact on the Digital Marketplace
Open Network for Digital Commerce (ONDC) is a new initiative in India aiming to transform the digital marketplace by creating an open network for buye [...]
Crypto Revolution: Transforming India’s Financing Landscape for SMEs and Startups
Despite India ranking third globally in unicorn valuations, the startup ecosystem faces challenges in securing sufficient funding for growth. Traditio [...]
Reinventing BNPL
As BNPL business grows, it is also facing some challenges. It is important for players to make it as frictionless and wedded to the customer’s journey [...]
Banks & FinTechs: Switching the default experience
Moving from competition to collaboration; we are now living in a world, where the Banks-FinTech relationship is not only surviving, but also thriving [...]
The Pandemic – Supply Chain disruptions and lessons for SCF practitioners
Pandemic has disrupted the Supply Chains. This brings both challenges and opportunities for industry as well as Supply Chain Finance practitioners inc [...]