Category: Technology in Banking
Two sides of digital transformation in Banks: ‘Digitise’ vs ‘Digitalise’:
When it comes to success in Being Digital, the difference is in the approach a Bank takes. Simply converting a paper to online form wont do. We differ [...]
Digital Lending: The missing piece of puzzle
The recent RBI notification, seems to be nudging Digital Lenders to be more transparent. But a pertinent question to ask may be ‘Who are these digital [...]
Can Credit Scoring replace Judgemental Lending?
With all the excitement in the last decade about data and credit scoring, there are some areas that may still need the human skill tom judge credit ri [...]
Is Technology the panacea? (SME Lending Models 3)
Technology has benefits. It can improve TAT, data access, accountability, reduce operational risk & build competitive advantage. Full workflow [...]
Machine Learning and AML
World is a not flat!
No matter how much the globalisation theorists may want you to believe, the world post 9/11 is no longer flat but rather becomea [...]
How Artificial Intelligence will transform Banking
Artificial Intelligence can simplify banking- relieve the pain of redundant forms, cumbersome documents and slow processes and even manage investment [...]
Banks Vs Fintechs
Lack of innovation in Banking is precisely the opportunity Fintechs are encashing. They are disrupting the way things have been for decades with ideas [...]