Driving Global Innovation in Mobile Payments: Lessons from M-Pesa, Venmo, and UPI

Mobile payment systems have revolutionized finance, fostering accessibility, community connection, and economic growth. M-Pesa, a lifeline for millions, stands out as a global inspiration, influencing platforms like Venmo, Zelle, and UPI. Dileep Pandiya shares his experience and learnings from these payment systems,
Payments in Quantum world

Global payment systems rely on encryption powered by mathematical formulas that classical computers cannot solve, keeping stored and transmitted data secure. But the rise of quantum computing threatens to unravel this security, with the potential to compromise payment systems entirely. Sunil Landge delves into the looming quantum challenge and how financial institutions can safeguard themselves for a secure future.
Hyper-Personalisation in Banking: The Paradox of Customisation

Hyper-personalisation promises to revolutionize banking by creating a “Segment of One” experience, but the path is riddled with complexities. Challenges of execution and technological demands can turn this potential goldmine into a costly misstep. What does it take for banks to truly harness this power?
The Digital Trap: What Deflates a Bank’s Push for Digital Change?

Banks are diving headfirst into the digital age, eager to revolutionize their operations with cutting-edge technology. But beneath the sleek, modern facade lies a hidden “digital trap”—a complex web of outdated systems, spiraling costs, and endless customizations. This article uncovers the unseen challenges that deflate a bank’s push for digital change.
The Pandemic – Supply Chain disruptions and lessons for SCF practitioners

Pandemic has disrupted the Supply Chains. This brings both challenges and opportunities for industry as well as Supply Chain Finance practitioners including Fintechs. However, its the technology that will drive the future of SCF.
3F: Future Fintech Framework (Book overview)

The evolution of Fintech has happened because of various developments in technology, ecosystem and regulations . But this is not without pitfalls and challenges. There is, therefore, a need to put all these actions & development in perspective and develop better situational awareness. Kartik Swaminathan shares key insights from his book 3F: Future Fintech Framework
Digital Customer Engagement– Trends & Practices in Banks

Digital or remote Customer Engagement is the way forward. To remain step ahead, banks need to have a better view of digital customer experience and understand how it will evolve in the future. Chirag Shah shares the trends and best practices
Two sides of digital transformation in Banks: ‘Digitise’ vs ‘Digitalise’:

When it comes to success in Being Digital, the difference is in the approach a Bank takes. Simply converting a paper to online form wont do. We differentiate the tactical and limited ‘Digitise’ mindset from a more strategic and expansive ‘Digitalise’ Thinking. Amit Balooni shares his perspective