Author: Team FrankBanker

Team FrankBanker articles by written by Amit's team of researchers

  • Fiscal Deficit and GDP: 10 year India and Global Comparative

    Team FrankBanker

    As Governments across the world grappled with COVID, the rules of the game had to change. The prudence of balancing incentives to revive GDP vs keeping Fiscal Deficit benign, wasn’t the paradigm anymore. India’s FY21 projected Fiscal Deficit of 9.5% was historical but so was the steep dip in GDP growth of -7.7%. Its the same story across the world. We crunched the numbers over the last 10 odd years and see how the otherwise stable graphs for most of the countries see a huge blip in these time

  • Bank Credit in India (Statewise)

    Team FrankBanker

    [vc_row][vc_column][vc_empty_space][vc_column_text][dropcap]T[/dropcap]otal Bank Credit in India stood at 90,57,080 Cr (RBI Sep’20 data) Top 4 states contribute ~60% of this largely due to Corporate borrowing concentration. But Growth rate in many Small and Mid sized (on credit base) is much faster, likely indication of improving credit to smaller businesses [btn url=”https://www.frankbanker.com/wp-content/uploads/2021/03/India-statewise-credit.pdf”…

  • BAD BANK: Is it the Joker in the pack?

    Team FrankBanker

    GNPA of Indian Banks increased from ₹84K crs in 2010 to ₹8.99 Lakh Crs in 2020. RBI projects 13.5% stressed assets by Sept 2021 vs 7.5% in Sept 2020. Recent Budget proposes a Bad Bank ARC and AMC to handle this.
    What is it and whether it can be a game changer in the stress portfolio game? We analyse and inform through this storyboard