There is a good case for Central Bank Digital Currency (CBDC) in today’s world, but at the same time we cannot brush aside concerns on architecture, i [...]
STORYBOARDS
Our quick take on Data and Banking Concepts!
After 2008 Global Financial Crisis, Securitisation became the bad boy in the bankers product suite. But its back with a vengeance. Global volumes of n [...]
FRANK PERSPECTIVES
Frank Perspectives is our discussion series where you get practitioner’s view on all things Banking!
Covid Impact on Agriculture and Agri-Lending
We discuss with Michael Andrade, Founder and CEO Samaaru and ex-Agri Banking Head, HDFC Bank, assessing the impact of COVID, Government policy announcements and opportunities it presents for agriculture and agri-lending
Without Regulatory blessings, Q4-2021 to be litmus test for Banks
As we enter the climax, two questions arise – Would there be large scale Covid provision write backs? and, What would happen to asset growth of banks [...]
Navigating SME Lending Strategy: Two key pointers
‘What is an SME?’ has no all-encompassing answer. Any standardised approach to building SME Lending strategy is therefore fraught with risks. We deep [...]
Two sides of digital transformation in Banks: ‘Digitise’ vs ‘Digitalise’:
When it comes to success in Being Digital, the difference is in the approach a Bank takes. Simply converting a paper to online form wont do. We differ [...]
Critical Thinking in Credit Risk: Avoid these Fallacies
Critical Thinking concepts can help build a robust credit risk culture that relies on logic and objectivity and minimises biases. Amit Balooni shares [...]