FEATURED
While there are no set parameters on how many credit covenants should be there in a Sanction Letter, one has to keep in mind that ratios tend be inter [...]
STORYBOARDS: Data & Concepts
We analyse the opportunities and resolutions that the Budget 2021 brings for Banks [...]
In 2020 Banks paid more than $12 Bn in fines for regulatory breaches. In India 40+ Banks and Non-Banks were fined by RBI. In this storyboard we uncove [...]
From the snail days of Outstation, Local and high-value cheque clearing, Payment systems in India have under gone a metamorphosis. We now have world’s [...]
Frauds have been Bank's Achilles heel for time immemorial. FY20 saw a astonishing 160% rise in the reported frauds over previous year. This is despite [...]
VIDEOS
FRANK PERSPECTIVES
Frank Perspectives is our discussion series where you get practitioner’s view on all things Banking!
Covid Impact on Agriculture and Agri-Lending
We discuss with Michael Andrade, Founder and CEO Samaaru and ex-Agri Banking Head, HDFC Bank, assessing the impact of COVID, Government policy announcements and opportunities it presents for agriculture and agri-lending
Two sides of digital transformation in Banks: ‘Digitise’ vs ‘Digitalise’:
When it comes to success in Being Digital, the difference is in the approach a Bank takes. Simply converting a paper to online form wont do. We differ [...]
Retail Banking: The DIRECT model for Sales Excellence
With short sales cycles, low product differentiation and high competition it is critical that the Retail Banking teams follow a well thought out plan [...]
Payday Loans – Boon or Bane?
Payday Loans is still a nascent category in India. But digital Lenders are finding their feet and formalising the segment. Mrityunjay Shahi explains P [...]
Digital Lending: The missing piece of puzzle
The recent RBI notification, seems to be nudging Digital Lenders to be more transparent. But a pertinent question to ask may be ‘Who are these digital [...]