FEATURED
The evolution of Fintech has happened because of various developments in technology, ecosystem and regulations . But this is not without pitfalls and [...]
STORYBOARDS: Data & Concepts
This reference storyboard is a quick guide to compare Capital base (Tier 1 and Tier 2) and Capital Adequacy Ratio (CAR) for Indian Banks [...]
A quick look at data on Currency in circulation in India and the world. While the Currency in Circulation (CIC) as a % of GDP is a good indicator, it [...]
GNPA of Indian Banks increased from ₹84K crs in 2010 to ₹8.99 Lakh Crs in 2020. RBI projects 13.5% stressed assets by Sept 2021 vs 7.5% in Sept 2020. [...]
India has lagged behind the world in increasing ATM network. While the network grew from 1 Lakh ATMs in 2012 to 2.35 Lakhs in 202, it was still low. B [...]
VIDEOS
FRANK PERSPECTIVES
Frank Perspectives is our discussion series where you get practitioner’s view on all things Banking!
Covid Impact on Agriculture and Agri-Lending
We discuss with Michael Andrade, Founder and CEO Samaaru and ex-Agri Banking Head, HDFC Bank, assessing the impact of COVID, Government policy announcements and opportunities it presents for agriculture and agri-lending
Lessons from Greensill’s insolvency: Nothing to do with Supply Chain Finance
Greensill Capital, a UK based SCF company, filed for insolvency early this month. The company’s SCF business was ostensibly built on ‘Reverse Factorin [...]
Two sides of digital transformation in Banks: ‘Digitise’ vs ‘Digitalise’:
When it comes to success in Being Digital, the difference is in the approach a Bank takes. Simply converting a paper to online form wont do. We differ [...]
Retail Banking: The DIRECT model for Sales Excellence
With short sales cycles, low product differentiation and high competition it is critical that the Retail Banking teams follow a well thought out plan [...]
Payday Loans – Boon or Bane?
Payday Loans is still a nascent category in India. But digital Lenders are finding their feet and formalising the segment. Mrityunjay Shahi explains P [...]