02:01 (Part 1) Impact on variables in Credit Models 05:33 (Part 2) Are we going back to Judgemental Lending? 07:50 (Part 3) Evaluating analytics readiness of Banks 12:20 (Part 4) Is ‘IT’ the right place for Data Analytics? 14:15 (Part 5) Changes in the Credit Scoring methodologies 20:47 (Part 6) Using data for Behavioural Analysis 28:58 (Part 7) Banks need to be ready!
01:31 (Part 1) Impact on Workplace, Culture and Team Management ||11:46 (Part 2) What new Competencies will the Banks need? || 16:21 (Part 3) Learning and Development changes || 20:19 (Part 4) Recruitment and HR Ops || 22:37 (Part 5) Job Cuts and Opportunities
00:00:51 (Part 1) Overall Impact and Lender’s response|| 00:04:42 (Part 2) Impact of Moratorium|| 00:08:13 (Part 3) Migration and Skip Rates|| 00:11:30 (Part 4) Key Transformations- Sales doing Collections|| 00:22:27 (Part 5) Impact on Collection Agencies|| 00:27:35 (Part 6) Technology Intervention in Collections
In this global roundup episode,we discuss with veteran CEOs Alexander Picker, from Austria and Bikram Rishi from Muscat, evaluate COVID Impact in Europe and Middle East and pick up lessons for India.
In this extract from Episode 3, see Amit Balooni, Founder FrankBanker and Pritha Dubey, Leadership Coach and Founder, Success Vitamin, discuss the changes in Communication Strategies a banker will need to adopt
COVID Impact on MSMEs
Post COVID Banking: Challenges in Lending
I feel guilty. Despite having spent most of my worklifewith banks,I still can’t defend them.It isn’t easy to shield an intermediary.
In COVID Diaries chapter 2, Sumit Kakkar writes how Regulatory announcements and opportunities presented by the bond market distortions have kept the counters of banks, hedge funds and fixed income players busy
The scenario in 2030 may seem like fiction but the speed at which Artificial Intelligence (AI)is evolving, this may be a very simple use case.
Banks need to look at ingenuous ways of growing AUMs – draw up enabling credit lines for cash flow mismatches for existing low leveraged customers. Banks would be less adventurous with new connections, where visibility of corona impact would be limited. Asset strategies would evolve with time.
(SME Lending Models series Part 6)
(SME Lending Models series Part 5)
Some crossroads our clients encounter while setting up distribution/origination models:
Do we set up a new SME vertical or leverage Branch resources? Is third party agents a good idea? Should we segregate the Sales and Relationship functions?
The answers lie hidden deep within the organisation’s current state and long-term view.
(SME Lending Models series Part 2)
Financial analysis is the most exciting part for many bankers. Evaluation of ratio trendlines, NWC availability or future cash flows is logical & fun way to credit decisioning. Possibly the next best thing to being an oracle! Who can counter argue when nos. show the future? But….
(SME Lending Models series Part 3)
Technology has benefits. It can improve TAT, data access, accountability, reduce operational risk & build competitive advantage. Full workflow digitisation suite- Tabs +CRM+LOS+CBS integration+ LMS+DMS, seems impressive. “Let’s get it automated”