Featured Essay
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Musings of a Banker on Macro Economic variables and few other things
13 minutesThis guide provides important perspectives on various macroeconomic variables like GDP, Inflation, Taxation. It provides a framework to help evaluate the importance and impact of policy actions in an economy. The focus is not on definitions but on inferences a banker should draw.
AMIT’S LATEST
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A Comprehensive Guide to Basel Norms
16 minutesIn this comprehensive guide, we explore the Basel norms (1, 2 and 3) in detail, simplifying key concepts to provide a clear understanding of how…
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The Complete Guide to RBI’s Monetary Policy Instruments
9 minutesReserve Bank of India (RBI) and other central banks employ a range of monetary policy instruments to manage liquidity, control inflation, and promote economic growth.…
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Truth of Bank Deposits: Safe Bet, Rigged Game, or a Systemic Play?
6 minutesBank Deposits remain relatively safer option for a large section of uninformed depositors due to this regulatory safety net, however, the important question is –…
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Deep-Tier SCF is Magical, But Here’s Why It Doesn’t Work
8 minutesDeep-tier Supply Chain Finance (DTSCF) is often sighted as a magic spell that could transform the funding landscape for SMEs. While the concept has caught…
Topics
Lending Logic
How lenders assess borrowers, deal with uncertainty, and make credit decisions under imperfect information.
Policy Logic
How policy priorities, regulatory choices, and institutional trade-offs shape banking outcomes.
Banking Technology
How technology, data, and digital infrastructure are reshaping banking, from internal systems to ecosystem-wide rails.
About FrankBanker
Financial institutions follow perfect logic to the wrong destination. Amit Balooni has spent 25 years watching this happen — inside banks as a practitioner, outside as an advisor, and beneath the technology layer as a builder. Through FrankBanker, he writes about why, why not, and occasionally how. Sometimes, friends of FrankBanker join the debate as guest contributors. He is Founder & CEO of Hyperfin Technologies.