Musings of a Banker on Macro Economic variables and few other things
This guide provides important perspectives on various macroeconomic variables like GDP, Inflation, Taxation. It provides a framework to help evaluate the importance and impact of policy actions in an economy. The focus is not on definitions but on inferences a banker should draw.
India’s Digital Personal Data Protection Rules: Game-Changer or Growth Killer for FinTech?
Digital Personal Data Protection (DPDP) Rules 2025 can be a double-edged sword for FinTechs in India. Global experience with GDPR’s in Europe showed us the high costs and steep learning curve of compliance but also proved that businesses emerge stronger when they adapt proactively. For Indian FinTechs, DPDP rules offer opportunities to enhance trust and global competitiveness. But the time to act is now!
Why MSME Bank is a Bad Idea: Better Banking over More Banks
The idea to establish an MSME-focused bank in India seeks to address the long-standing credit gap faced by nano, micro, small, and medium enterprises. While the idea has merit, it also presents significant challenges, including operational complexities and potential overlaps. Piyush Singh explains why a dedicated MSME bank is not the right path
Driving Global Innovation in Mobile Payments: Lessons from M-Pesa, Venmo, and UPI
Mobile payment systems have revolutionized finance, fostering accessibility, community connection, and economic growth. M-Pesa, a lifeline for millions, stands out as a global inspiration, influencing platforms like Venmo, Zelle, and UPI. Dileep Pandiya shares his experience and learnings from these payment systems,
Payments in Quantum world
Global payment systems rely on encryption powered by mathematical formulas that classical computers cannot solve, keeping stored and transmitted data secure. But the rise of quantum computing threatens to unravel this security, with the potential to compromise payment systems entirely. Sunil Landge delves into the looming quantum challenge and how financial institutions can safeguard themselves for a secure future.
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Search Featured EP1: SUPPLY CHAIN FINANCE | Factoring| Deep Tier SCF| Channel Finance | Bill DiscountingWatch this video on YouTube EP1: SUPPLY CHAIN FINANCE Factoring| Deep Tier SCF| Channel Finance | Bill Discounting In this episode we discuss the concept of Supply Chain Finance and its nuances including advantages and details of various SCF products. […]