Musings of a Banker on Macro Economic variables and few other things

Cover Musing on macroeconomic Musings of a Banker on Macro Economic variables and few other things Banking Regulation

This guide provides important perspectives on various macroeconomic variables like GDP, Inflation, Taxation. It provides a framework to help evaluate the importance and impact of policy actions in an economy. The focus is not on definitions but on inferences a banker should draw.

India’s Digital Personal Data Protection Rules: Game-Changer or Growth Killer for FinTech?

DPDPA India’s Digital Personal Data Protection Rules: Game-Changer or Growth Killer for FinTech? Banking Regulation

Digital Personal Data Protection (DPDP) Rules 2025 can be a double-edged sword for FinTechs in India. Global experience with GDPR’s in Europe showed us the high costs and steep learning curve of compliance but also proved that businesses emerge stronger when they adapt proactively. For Indian FinTechs, DPDP rules offer opportunities to enhance trust and global competitiveness. But the time to act is now!

Why MSME Bank is a Bad Idea: Better Banking over More Banks

MSME Bank Why MSME Bank is a Bad Idea: Better Banking over More Banks Banking Regulation

The idea to establish an MSME-focused bank in India seeks to address the long-standing credit gap faced by nano, micro, small, and medium enterprises. While the idea has merit, it also presents significant challenges, including operational complexities and potential overlaps. Piyush Singh explains why a dedicated MSME bank is not the right path

A Comprehensive Guide to Basel Norms

basel guide cover A Comprehensive Guide to Basel Norms Banking Regulation

In this comprehensive guide, we explore the Basel norms (1, 2 and 3) in detail, simplifying key concepts to provide a clear understanding of how these regulations work, their evolution, and their importance in maintaining the stability of the global financial system.

The Complete Guide to RBI’s Monetary Policy Instruments

RBI monetary policy tools

Reserve Bank of India (RBI) and other central banks employ a range of monetary policy instruments to manage liquidity, control inflation, and promote economic growth. In this guide we will explain these tools and their operations.

Truth of Bank Deposits: Safe Bet, Rigged Game, or a Systemic Play?

Truth of bank deposits

Bank Deposits remain relatively safer option for a large section of uninformed depositors due to this regulatory safety net, however, the important question is – Are bank deposits designed to provide value to the depositor? or , Is it just part of a rigged game? Amit Balooni explores.

De-Dollarisation and its Impact on Indian Economy

puzzle 2500328 1280 De-Dollarisation and its Impact on Indian Economy Banking Regulation

De-dollarization refers to the gradual shift away from the dominance of the U.S. dollar in international trade and finance. Many countries, including India, have been exploring ways to reduce their reliance on the dollar due to various economic and geopolitical reasons.