Essays on rational absurdity of banking
Basel norms are more than a capital adequacy exercise. They define how banks measure risk, what counts as capital, how much liquidity they must hold, and how regulators can impose additional requirements beyond the published minimums. This guide covers the full framework — Basel I through III, the three pillars, India’s specific calibration, and the gaps that Basel III still does not resolve.
This reference storyboard is a quick guide to compare Capital base (Tier 1 and Tier 2) and Capital Adequacy Ratio (CAR) for Indian Banks
Failure of a Systemically Important Bank amplifies the impact on world economy for two reasons. Firstly, banking services in many countries rely heavily on these banks. Secondly, it shakes customer confidence in banks which may trigger a contagion effect. How are such #TooBigToFail banks identified and monitored under current BASEL norms? Amit Balooni provides a quick overview of the process and its disadvantages