Tag: Banking Regulation
Truth of Bank Deposits: Safe Bet, Rigged Game, or a Systemic Play?
Bank Deposits remain relatively safer option for a large section of uninformed depositors due to this regulatory safety net, however, the important qu [...]
RBI accepts key recommendations of IWG
RBI has accepted 21 key recommendations given by Internal Working Group (IWG) in November 2020. This is a quick summary of most significant points [...]
Loan Agreements: A contract between unequals!
Bank Loan agreement had been written ages ago. There are innumerable archaic clauses that may be unjustifiably invoked, without assigning any reasons [...]
Helicopter Money as a Monetary Policy tool : Benefit and Risks
Helicopter Money is a monetary policy concept proposed by economist Milton Freidman to overcome the liquidity and rate transmission challenges. Howeve [...]
RBI IWG Report: Assumptions As Tenuous As Recommendations?
The recent report by Internal Working Group (IWG) of RBI has made recommendations that run contrary to the practice followed in internationally, espe [...]
Decriminalisation of Cheque Bounces : Pros and Cons
In order to improve ease of doing business in India, Ministry of Finance issued a notification inviting suggestions on decriminalisation of around 39 [...]
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