Category: Featured
Featured
The Case of Central Bank Digital Currency
There is a good case for Central Bank Digital Currency (CBDC) in today’s world, but at the same time we cannot brush aside concerns on architecture, i [...]
Without Regulatory blessings, Q4-2021 to be litmus test for Banks
As we enter the climax, two questions arise – Would there be large scale Covid provision write backs? and, What would happen to asset growth of banks [...]
Budget 2021: The return of Keynesian Economics
There is no doubt that this is an expansionary budget, cheered by the markets and the industry. However, the onus is squarely on the execution of proj [...]
Credit Evaluation: How much information is Enough?
How much information is enough for credit evaluation? For a streamlined process a delicate balance needs to be maintained between timeliness and need [...]
Helicopter Money as a Monetary Policy tool : Benefit and Risks
Helicopter Money is a monetary policy concept proposed by economist Milton Freidman to overcome the liquidity and rate transmission challenges. Howeve [...]
Payday Loans – Boon or Bane?
Payday Loans is still a nascent category in India. But digital Lenders are finding their feet and formalising the segment. Mrityunjay Shahi explains P [...]
SME Financing – Opportunity for Alternate Channels
MSMEs seem to be showing the expected resilience and regaining market's interest. Sumit Kakkar explains some of the constraints faced by MSMEs and how [...]
Critical Thinking in Credit Risk: Avoid these Fallacies
Critical Thinking concepts can help build a robust credit risk culture that relies on logic and objectivity and minimises biases. Amit Balooni shares [...]
Credit Sense – Approach and Perspectives
Risk officers and Relationship managers are always at each other’s throats owning to difference in their perspective, often missing out what lies beyo [...]
Breaking the Agri Barriers
The Farmers Produce Trade and Commerce Ordinance, 2020, is a key ecosystem change and opens up opportunities within Indian agri and lays the ground fo [...]