Category: Featured
Featured
My hard lessons in change-Culture eats Strategy for Breakfast
It seems obvious that any organisation will need to evolve in line with customer needs and competitive pressures. While ideas of change may be inspiri [...]
Super-Apps and Fintech
For an App to be a Super App, one needs a sizable community of users who frequently visit and use the app. This can then be leveraged to create an eco [...]
The Pandemic – Supply Chain disruptions and lessons for SCF practitioners
Pandemic has disrupted the Supply Chains. This brings both challenges and opportunities for industry as well as Supply Chain Finance practitioners inc [...]
RBI Guidelines on Regulation of Payment Aggregators and Payment Gateways
With the Indian online payments market anticipated to reach $1 trillion by 2023 ,it is no surprise that the RBI has opted to act and chosen full and d [...]
Financialization of Housing in India – Boon or Bane?
India faces a peculiar situation where homes lie vacant and held as a form of speculation whilst housing is not available to the needy. Financialisati [...]
What is Tapering and Quantitative Easing?
US Fed Reserve has recently indicated the need for 'Tapering' owing to inflationary pressure. Not long ago we were hearing 'Quantitative Easing'.
We [...]
Banking on SPAM?
In a recent survey we found 86% of participants reported Banks and FIs to be the biggest spammers. With costs of communication coming close to zero, t [...]
Why cross-selling Third Party Products can be costly for banks!
The rationale for cross sell focus in banks is not difficult to understand. It creates win-win for all stake holders- Banks get additional income, Emp [...]
How many Credit Covenants are necessary in a Sanction Letter?
While there are no set parameters on how many credit covenants should be there in a Sanction Letter, one has to keep in mind that ratios tend be inter [...]
Loan Agreements: A contract between unequals!
Bank Loan agreement had been written ages ago. There are innumerable archaic clauses that may be unjustifiably invoked, without assigning any reasons [...]