US Fed Reserve has recently indicated the need for ‘Tapering’owing to inflationary pressure. Not long ago we were hearing ‘Quantitative Easing’.
We demystify both these terms in simple words.
US Fed Reserve has recently indicated the need for ‘Tapering’owing to inflationary pressure. Not long ago we were hearing ‘Quantitative Easing’.
We demystify both these terms in simple words.
Research, reference, and insights by FrankBanker analysts.
India’s DPI story is often told through scale. This guide looks at it through structure. It maps the digital rails, protocols, access layers, and public data systems that increasingly shape lending, onboarding, verification, payments, and underwriting in India. From Aadhaar, UPI, DigiLocker, and Account Aggregator to OCEN, ONDC, ULI, and the expanding universe of public data APIs, the guide explains what each layer does, where it fits, and where the gaps still remain.
Basel norms are more than a capital adequacy exercise. They define how banks measure risk, what counts as capital, how much liquidity they must hold, and how regulators can impose additional requirements beyond the published minimums. This guide covers the full framework — Basel I through III, the three pillars, India’s specific calibration, and the gaps that Basel III still does not resolve.
The RBI’s monetary policy toolkit is wider than most practitioners realise. The repo rate gets the headlines, but the real work happens across the LAF corridor, the SDF floor, the CRR and SLR requirements, and the structural tools like OMO and forex swaps. This guide maps all of them. Starting from RBI definitions to what each instrument actually does.
The idea to establish an MSME-focused bank in India seeks to address the long-standing credit gap faced by nano, micro, small, and medium enterprises. While the idea has merit, it also presents significant challenges, including operational complexities and potential overlaps. Piyush Singh explains why a dedicated MSME bank is not the right path
Bank Deposits remain relatively safer option for a large section of uninformed depositors due to this regulatory safety net, however, the important question is – Are bank deposits designed to provide value to the depositor? or , Is it just part of a rigged game? Amit Balooni explores.
By aligning Online Dispute Resolution processes with the principles outlined by the RBI, Banks and financial institutions can navigate disputes efficiently, reduce recovery time, and bolster customer trust.