Why MSME Bank is a Bad Idea: Better Banking over More Banks
The idea to establish an MSME-focused bank in India seeks to address the long-standing credit gap faced by nano, micro, small, and medium enterprises. While the idea has merit, it also presents significant challenges, including operational complexities and potential overlaps. Piyush Singh explains why a dedicated MSME bank is not the right path
Will it remain a lender’s market for long!
Market is rejoicing that credit growth is back. But it was not the doing of the banks. Instead it seems to be lender’s market with long wait for credit approvals and straight jacketed approach followed by banks. But times can change to Borrower’s market very soon. Sumit Kakkar shares his perspectives
Bank Credit in India (Statewise)
[vc_row][vc_column][vc_empty_space][vc_column_text][dropcap]T[/dropcap]otal Bank Credit in India stood at 90,57,080 Cr (RBI Sep’20 data) Top 4 states contribute ~60% of this largely due to Corporate borrowing concentration. But Growth rate in many Small and Mid sized (on credit base) is much faster, likely indication of improving credit to smaller businesses [btn url=”https://www.frankbanker.com/wp-content/uploads/2021/03/India-statewise-credit.pdf” text_color=”#000000″ bg_color=”#daa520″ icon=”” icon_position=”start” size=”14″ […]