Tag: Banking
Future of Banking in Metaverse: Challenges and Possibilities
Metaverse offers the potential to revolutionise banking by creating full-service virtual branches, transforming customer service, engagement, and tran [...]
Deep-Tier SCF is Magical, But Here’s Why It Doesn’t Work
Deep-tier Supply Chain Finance (DTSCF) is often sighted as a magic spell that could transform the funding landscape for SMEs. While the concept has ca [...]
Credit Risk Blindspots: Hidden Biases in Lending
Bias is an inherent human tendency, and recognising and minimising it requires deliberate effort. No matter how advanced the financial models or how e [...]
SME Lending Channel Strategy: Key Success Factors
Lenders—Banks, NBFCs, or FinTechs—face the classic ‘Knapsack Problem’ while trying to create an optimal SME lending distribution structure. Each chann [...]
Hyper-Personalisation in Banking: The Paradox of Customisation
Hyper-personalisation promises to revolutionize banking by creating a "Segment of One" experience, but the path is riddled with complexities. Challeng [...]
The Digital Trap: What Deflates a Bank’s Push for Digital Change?
Banks are diving headfirst into the digital age, eager to revolutionize their operations with cutting-edge technology. But beneath the sleek, modern f [...]
India’s FinTech Lending Revolution: A 2023 Review and What Lies Ahead in 2024
In summary, 2023 was a transformative year for India's FinTech lending sector, marked by regulatory shifts, technological advancements, and a signific [...]
Accelerating Financial Recovery: Leveraging ODR in the Banking Sector
By aligning Online Dispute Resolution processes with the principles outlined by the RBI, Banks and financial institutions can navigate disputes effici [...]
De-Dollarisation and its Impact on Indian Economy
De-dollarization refers to the gradual shift away from the dominance of the U.S. dollar in international trade and finance. Many countries, including [...]
Crypto Revolution: Transforming India’s Financing Landscape for SMEs and Startups
Despite India ranking third globally in unicorn valuations, the startup ecosystem faces challenges in securing sufficient funding for growth. Traditio [...]