Author: Piyush Singh

Piyush is a Global FinTech and Microfinance Consultant with nearly two decades of expertise in driving financial innovation and inclusion worldwide. He is the founder of CeDISI Partners LLP, a leading FinTech consultancy and training firm, and Global FinTech Academy, a premier training institution. Additionally, he serves as the Chairman and Managing Trustee of the Centre for Digital Inclusion and Social Impact (CeDISI), an NGO dedicated to empowering individuals and MSMEs through digital transformation and social impact initiatives.

  • India’s Digital Personal Data Protection Rules: Game-Changer or Growth Killer for FinTech?

    Piyush Singh

    Digital Personal Data Protection (DPDP) Rules 2025 can be a double-edged sword for FinTechs in India. Global experience with GDPR’s in Europe showed us the high costs and steep learning curve of compliance but also proved that businesses emerge stronger when they adapt proactively. For Indian FinTechs, DPDP rules offer opportunities to enhance trust and global competitiveness. But the time to act is now!

  • Why MSME Bank is a Bad Idea: Better Banking over More Banks

    Piyush Singh

    The idea to establish an MSME-focused bank in India seeks to address the long-standing credit gap faced by nano, micro, small, and medium enterprises. While the idea has merit, it also presents significant challenges, including operational complexities and potential overlaps. Piyush Singh explains why a dedicated MSME bank is not the right path