Essays on rational absurdity of banking
How different financial institution models are designed, where they differ, and why those differences matter.
Banks need to look at ingenuous ways of growing AUMs – draw up enabling credit lines for cash flow mismatches for existing low leveraged customers. Banks would be less adventurous with new connections, where visibility of corona impact would be limited. Asset strategies would evolve with time. Sumit Kakkar evaluates the evolving asset strategies for banks
Some crossroads our clients encounter while setting up distribution/origination models: Do we set up a new SME vertical or leverage Branch resources? Is third party agents a good idea? To what depth in the market should we penetrate? Should we segregate the Sales and Relationship functions? The answers lie hidden…
The verdict on viability of Payment Banks varies, depending on whom you speak to. While the critics would easily fault the regulatory framework, even the strongest advocates would concede that Payments Bank isn’t a cakewalk. Amit Balooni evaluates the challenges and opportunities
Lack of innovation in Banking is precisely the opportunity Fintechs are encashing. They are disrupting the way things have been for decades with ideas ranging from common-sensical simplification to big paradigm shifts. But, can they be our redeemer? Amit Balooni explains how the Bank vs Fintech battle is unfolding