Guest Essays
Because the rational absurdity of banking deserves more than one witness.
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Deciphering the Bank ROA enigma
ROA, PCR and NIM are first point of call for the investors to assess the profitability, efficiency and premium on Bank valuations. But there is more to the high ROAs…
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“Emergency Credit Guarantee” for MSME – Decoding the fine print
Emergency Credit Guarantee for MSME has been unveiled. GOI seems to have pleasantly surprised the banks. There are minimal ambiguities in the eligibility, end use, risk weights and limit assessment.…
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Banks being viewed as a panacea for all ills?
While prompt Regulatory actions have tried to address liquidity and other issues of borrowers, there is heavy reliance on Banks to deliver. However, the borrowers and banks together are awaiting…
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Opportunities presented by Debt Market Distortions
With entire mankind confined to their homes, what has the kept banks and debt markets ticking in April & May, 2020? In COVID Diaries chapter 2, Sumit Kakkar evaluates how…