Supply Chain Finance: What It Does and Does Not
Supply chain finance explained for Indian lenders — what SCF actually delivers
for NBFCs and banks, where its credit logic holds, and where its limits lie.
An honest assessment beyond the hype.
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Liquid on Paper- Why the Current Ratio Answers the Wrong Question
Why Indian bankers rely on the current ratio for borrower liquidity assessment
— and why it consistently misleads. A practical guide to reading liquidity
quality in SME and MSME lending. -
Musings of a Banker on Macro Economic variables and few other things
How macroeconomic variables — GDP, inflation, interest rates, policy actions —
actually affect banking and lending decisions in India. A practitioner’s
perspective, not a textbook definition. -
Future of Banking in Metaverse: Challenges and Possibilities
Metaverse offers the potential to revolutionise banking by creating full-service virtual branches, transforming customer service, engagement, and transactions. However, for this to become mainstream, significant technical, regulatory, and economic challenges must be overcome to ensure secure and scalable banking in the virtual world. Amit Balooni explains