Essays on rational absurdity of banking
[vc_row][vc_column][vc_empty_space][vc_column_text][dropcap]T[/dropcap]otal Bank Credit in India stood at 90,57,080 Cr (RBI Sep’20 data) Top 4 states contribute ~60% of this largely due to Corporate borrowing concentration. But Growth rate in many Small and Mid sized (on credit base) is much faster, likely indication of improving credit to smaller businesses [btn url=”https://www.frankbanker.com/wp-content/uploads/2021/03/India-statewise-credit.pdf”…
GNPA of Indian Banks increased from ₹84K crs in 2010 to ₹8.99 Lakh Crs in 2020. RBI projects 13.5% stressed assets by Sept 2021 vs 7.5% in Sept 2020. Recent Budget proposes a Bad Bank ARC and AMC to handle this.
What is it and whether it can be a game changer in the stress portfolio game? We analyse and inform through this storyboard
From the snail days of Outstation, Local and high-value cheque clearing, Payment systems in India have under gone a metamorphosis. We now have world’s best multi-tiered system with 24 x 7, anywhere access. We look at some of the numbers in the decade gone by (2010-2020)
In 2020 Banks paid more than $12 Bn in fines for regulatory breaches. In India 40+ Banks and Non-Banks were fined by RBI. In this storyboard we uncover this curious case of Bank Penalties!