Banking Technology

How technology, data, and digital infrastructure are reshaping banking, from internal systems to ecosystem-wide rails.

  • The Digital Trap: What Deflates a Bank’s Push for Digital Change?

    Banks are diving headfirst into the digital age, eager to revolutionize their operations with cutting-edge technology. But beneath the sleek, modern facade lies a hidden “digital trap”—a complex web of outdated systems, spiraling costs, and endless customizations. This article uncovers the unseen challenges that deflate a bank’s push for digital change.

  • Bankers, Startups and the problem with Profit

    By definition startup is a disruptor. Unless the startup idea is demonstrated to be scalable, there is no fun and sustenance. So, while banks look for ‘profit’, there is a critical mass a startup needs to acquire, much before they think profit.. The banker’s paradigm needs a shift to look at startup finding

  • Super-Apps and Fintech

    For an App to be a Super App, one needs a sizable community of users who frequently visit and use the app. This can then be leveraged to create an ecosystem of value-added solutions aimed at meeting various needs of your community, writes Kartik Swaminathan