Lending Logic

How lenders assess borrowers, deal with uncertainty, and make credit decisions under imperfect information.

  • Banks being viewed as a panacea for all ills?

    Sumit Kakkar

    While prompt Regulatory actions have tried to address liquidity and other issues of borrowers, there is heavy reliance on Banks to deliver. However, the borrowers and banks together are awaiting reforms. In the COVID Diaries Part 3, Sumit Kakkar evaluates if banks can do heavy lifting