Banker's Guides
In-depth reference on how banking works.
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India's DPI Stack
Aadhaar, UPI, DigiLocker, Account Aggregator, OCEN, ONDC, ULI and the public data APIs. What each layer does and where the gaps remain.
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Basel Norms
Basel I to III, the three pillars, India's calibration, and the gaps Basel III still leaves open.
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RBI Monetary Policy Instruments
The LAF corridor, the SDF floor, CRR and SLR, OMOs and forex swaps, from RBI definitions to what each instrument does.
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OCEN and ULI compared
How the two credit rails differ and the role each plays in India's digital lending.
Earlier research
- What is Tapering and Quantitative Easing?2021
- Banking on SPAM?2021
- How much Cash is there in the economy? A Quick look at data from India and World2021
- Lessons from Archegos Capital : Quick story2021
- Where is my ATM: A look at data on India’s ATM network2021
- Banking Frauds in India: A look at Data and its revelations2021
- Global Central Bank Policy Rates2021
- Fiscal Deficit and GDP: 10 year India and Global Comparative2021
- Bank Credit in India (Statewise)2021
- BAD BANK: Is it the Joker in the pack?2021
- Payments Transformation in India : The Last Decade2021
- The Curious Case of BANK PENALTIES2021
- Capital Adequacy: Sizing up Indian and Global Banks2021
- Total Bank Assets and NPA -India2021