Featured Essay

  • Hey bank, I don’t care about your technology.

    Hey bank, I don’t care about your technology.

    9 minutes

    You launched that industry first AI powered decisioning suite. Your entire competition announced exactly the same. Meanwhile your IVR is still a fossil from 1998. Your account opening still can’t resolve a simple deviation. There is something wrong in the way Banks talk about technology. This essay explores what’s wrong…


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  • Banks Vs Fintechs

    12 minutes

    Lack of innovation in Banking is precisely the opportunity Fintechs are encashing. They are disrupting the way things have been for decades with ideas ranging…

  • PSD2 in Europe: Learnings for India’s payment story

    11 minutes

    Payment Services Directives (PSD) in Europe aim to strengthen payment system and reduce the entry barriers for Fintechs. This approach has lessons for India to…