Essays on rational absurdity of banking
How different financial institution models are designed, where they differ, and why those differences matter.
Bank Deposits remain relatively safer option for a large section of uninformed depositors due to this regulatory safety net, however, the important question is – Are bank deposits designed to provide value to the depositor? or , Is it just part of a rigged game? Amit Balooni explores.
The question of permitting Non-Financial Corporates (NFCs) into banking is well debated. While the jury is still out, the bias is clearly towards ‘NFC ownership of Banks is bad’. However the existing template of bank licensing that excludes NFCs’, is not without loopholes either. The moot points, therefore, are – does NFC ownership significantly increase the existing risks? and, can the risks be mitigated? In this article, we probe these questions, making a case for having NFC owned banks
Cross-selling is a well-accepted strategy across industries and a key strategic tool for diversification. But adopting this in Banks is a little tricky.
With short sales cycles, low product differentiation and high competition it is critical that the Retail Banking teams follow a well thought out plan to bring method to madness. Pritha Dubey shares the ‘DIRECT’ approach to achieve excellence in Retail Banking Sales