Featured Essay
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Hey bank, I don’t care about your technology.
9 minutesYou launched that industry first AI powered decisioning suite. Your entire competition announced exactly the same. Meanwhile your IVR is still a fossil from 1998. Your account opening still can’t resolve a simple deviation. There is something wrong in the way Banks talk about technology. This essay explores what’s wrong…
More Essays
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Banks & FinTechs: Switching the default experience
4 minutesMoving from competition to collaboration; we are now living in a world, where the Banks-FinTech relationship is not only surviving, but also thriving
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The Pandemic – Supply Chain disruptions and lessons for SCF practitioners
8 minutesPandemic has disrupted the Supply Chains. This brings both challenges and opportunities for industry as well as Supply Chain Finance practitioners including Fintechs. However, its…
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RBI Guidelines on Regulation of Payment Aggregators and Payment Gateways
2 minutesWith the Indian online payments market anticipated to reach $1 trillion by 2023 ,it is no surprise that the RBI has opted to act and…
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Financialization of Housing in India – Boon or Bane?
6 minutesIndia faces a peculiar situation where homes lie vacant and held as a form of speculation whilst housing is not available to the needy. Financialisation…
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A Case for Corporate Ownership of Banks
11 minutesThe question of permitting Non-Financial Corporates (NFCs) into banking is well debated. While the jury is still out, the bias is clearly towards ‘NFC ownership…
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