This guide provides important perspectives on various macroeconomic variables like GDP, Inflation, Taxation. It provides a framework to help evaluate the importance and impact of policy actions in an economy. The focus is not on definitions but on inferences a banker should draw.
Digital Personal Data Protection (DPDP) Rules 2025 can be a double-edged sword for FinTechs in India. Global experience with GDPR’s
The idea to establish an MSME-focused bank in India seeks to address the long-standing credit gap faced by nano, micro,
Lenders—Banks, NBFCs, or FinTechs—face the classic ‘Knapsack Problem’ while trying to create an optimal SME lending distribution structure. Each channel mix—branches, digital, phygital, own, agents, co-lending—brings its own costs and benefits, with varying considerations of scale, risk appetite, resources, and practicality specific to each lender. These essential considerations can help bring clarity to your distribution strategy.
For lenders, the Current Ratio is the staple measure of a borrower’s liquidity position. A good ratio shows that the inflows in the short term will easily take care of expected outflows, such as creditor payments. However, this is only a superficial analysis. The real story lies beneath the surface, where surprises may be lurking.
In Banking, there are no barriers to imitation. Any lender—Bank, NBFC, or Fintech—can easily build a Loan product suite simply by following the leader. This quick-fix works until the inevitable product and portfolio challenges arise. However, for long-term sustainability, you need to innovate, differentiate, and pioneer new approaches while managing risk well. First Principles Thinking is exactly what works here
Read articles on specific topics
In this comprehensive guide, we explore the Basel norms (1,
Bias is an inherent human tendency, and recognising and minimising
Even after we have taken due care of matching correctly
Deep-tier Supply Chain Finance (DTSCF) is often sighted as a
Pandemic has disrupted the Supply Chains. This brings both challenges
Greensill Capital, a UK based SCF company, filed for insolvency
Mobile payment systems have revolutionized finance, fostering accessibility, community connection,
Global payment systems rely on encryption powered by mathematical formulas
Metaverse offers the potential to revolutionise banking by creating full-service
Select categories from dropdown
Loading posts...