This guide provides important perspectives on various macroeconomic variables like GDP, Inflation, Taxation. It provides a framework to help evaluate the importance and impact of policy actions in an economy. The focus is not on definitions but on inferences a banker should draw.
Digital Personal Data Protection (DPDP) Rules 2025 can be a double-edged sword for FinTechs in India. Global experience with GDPR’s
The idea to establish an MSME-focused bank in India seeks to address the long-standing credit gap faced by nano, micro,
Deep-tier Supply Chain Finance (DTSCF) is often sighted as a magic spell that could transform the funding landscape for SMEs. While the concept has caught attention, scaling DTSCF is proving to be difficult. As you scratch the surface, several challenges become evident
Bias is an inherent human tendency, and recognising and minimising it requires deliberate effort. No matter how advanced the financial models or how experienced the analysts, Credit Risk decisions are inevitably influenced by personal experiences and context. The challenge lies in identifying when this reliance on past-experience crosses the line into bias.
Open Credit Enablement Network (OCEN) and the Unified Lending Interface (ULI) are designed to transform the lending landscape by making credit more accessible and streamlined for underserved segments. But how do they differ, and what unique roles do they play in enhancing India’s digital credit ecosystem?
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In this comprehensive guide, we explore the Basel norms (1,
For lenders, the Current Ratio is the staple measure of
Even after we have taken due care of matching correctly
Deep-tier Supply Chain Finance (DTSCF) is often sighted as a
Pandemic has disrupted the Supply Chains. This brings both challenges
Greensill Capital, a UK based SCF company, filed for insolvency
Mobile payment systems have revolutionized finance, fostering accessibility, community connection,
Global payment systems rely on encryption powered by mathematical formulas
Metaverse offers the potential to revolutionise banking by creating full-service
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