Author: Team FrankBanker

Team FrankBanker is dedicated to researching and simplifying complex topics on Banking, FinTech and related Technologies. Follow us on LinkedIn for updates @frankbanker

Credit Risk Management | Organisation Culture | SME Lending

Financial Analysis is not Credit Risk Assessment (SME Lending Models 2)
ByTeam FrankBanker March 17, 2020August 17, 2024

Financial analysis is the most exciting part for many bankers. Evaluation of ratio trendlines, NWC availability or future cash flows is logical & fun way to credit decisioning. Possibly the next best thing to being an oracle! Who can counter argue when nos. show the future? Here is what spoils the fun: In most geographies,…

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Banking Product Management | Organisation Culture

What Banking is Not 1: The Product Mindset
ByTeam FrankBanker February 16, 2019August 27, 2024

The ‘Product Mindset’ in Banking has created artificial limitations on customising banking services leading to loss on trust on Banks. Instead Banking requires a ‘Service Mindset’- deeper customer understanding, endeavour to provide better service fit and orientation to deliver solutions at the moment of truth. Amit Balooni shares his perspectives

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