Category: Storyboards

  • 7 Things I Have Learned From Startup Founders

    7 Things I Have Learned From Startup Founders

    Knowledge sharing has an amazing multiplier effect.

    In my day to day advisory interactions with new age businesses, including clients, acquaintances, referrals and friends, there is much I have learned.

    Hope the gist of these learnings will help refine your own thought process while building a startup

    #1 Clarity of thought

    #2 Talk to strangers

    #3 Customer before technology

    #4 Scale over profit

    #5 Chemistry over Mathematics

    #6 Ready to fail

    #7 Beware of penalty line

    Download the presentation for details on each

    A caveat though: While there may be a pattern, I would be wary to generalise and say these 7 are THE ‘common traits’. Different founders have different approaches and thought process about how they build up their startups. Not everything fits in every context. So take your pick.

    [btn url=”https://www.frankbanker.com/wp-content/uploads/2022/11/Fintech-8-Counter-Questions-Strategy.pdf” text_color=”#000000″ bg_color=”#DAA520″ icon=”” icon_position=”start” size=”18″ id=”” target=””]Download Presentation[/btn]

    Disclaimer: The opinions expressed here are those of the author and do not reflect the views of FrankBanker.com.
  • Building a Fintech? 8 Counter Questions to Avoid Strategic Blunders

    Building a Fintech? 8 Counter Questions to Avoid Strategic Blunders

    A workable Strategy is a balance of creativity grounded in basics. More so in regulated business like Banking and Finance.

    Over the years I have had the pleasure of interacting with some very sharp minds building their fintech ventures and picked up a lesson or two in these exchanges. 

    The most important being -Common Sense is actually common. And it is all you need to avoid that strategic faux pas. However the problem lies in listening to that voice at the right time.

    Building a startup makes one so engrossed and enamored by own ideas that it becomes difficult to separate wheat from chaff. We end up building self-imposed limitations for using common sense at the right time. Speaking to someone may help.

    In the attached slides I share a 3 line gist of these 8 long and interesting conversations with the caveat that these had a time and model context. What seems pretty obvious in retrospect may not have been so then. Although the underlying message and learnings remain relevant today.

    My only hope is that this triggers some introspection and helps in that 1° strategic calibration which makes all the difference in long run.

    [btn url=”https://www.frankbanker.com/wp-content/uploads/2022/11/Fintech-8-Counter-Questions-Strategy.pdf” text_color=”#000000″ bg_color=”#DAA520″ icon=”” icon_position=”start” size=”18″ id=”” target=””]Download Presentation[/btn]

    Disclaimer: The opinions expressed here are those of the author and do not reflect the views of FrankBanker.com.
  • What is Tapering and Quantitative Easing?

    What is Tapering and Quantitative Easing?

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    US Fed Reserve has recently indicated the need forTapering’ owing to inflationary pressure. Not long ago we were hearing ‘Quantitative Easing’.
    We demystify both these terms in simple words.
    [btn url=”https://www.frankbanker.com/wp-content/uploads/2021/12/Tapering-1.pdf” text_color=”#ffffff” bg_color=”#daa520″ icon=”” icon_position=”start” size=”18″ id=”” target=”on”]Download and Share[/btn]

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  • RBI accepts key recommendations of IWG

    RBI accepts key recommendations of IWG

    RBI has accepted 21 key recommendations given by Internal Working Group (IWG) in November 2020. This single slide infographic gives a quick summary of most significant points pertaining to Ownership and Corporate Structure for Indian Private Sector Banks

    [btn url=”https://www.frankbanker.com/wp-content/uploads/2021/12/RBI-accepts-IWG-recommendations.png” text_color=”#000000″ bg_color=”#dd9933″ icon=”” icon_position=”start” size=”14″ id=”” target=””]Download and Share[/btn]

  • Promoters in Indian Banks- A quick look at Guidelines, Data and twists!

    Promoters in Indian Banks- A quick look at Guidelines, Data and twists!

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    In this storyboard we took a quick look at RBI guidelines on Promoter holding in Indian Banks. Rules are rules, but RBI knows there is a need for some pragmatism too. So we have all kind of banks- with promoters, promoter-less and foreign promoters!
    [btn url=”http://www.frankbanker.com/wp-content/uploads/2021/04/Final-Promoter-holding.pdf” text_color=”#ffffff” bg_color=”#daa520″ icon=”” icon_position=”start” size=”18″ id=”” target=”on”]Download and Share[/btn]

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  • How much Cash is there in the economy? A Quick look at data from India and World

    How much Cash is there in the economy? A Quick look at data from India and World

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    Cash is passé!  We thought so too. But than we had quick look at the data, got some quick learnings and found a twist or two in the tale.
    While the Currency in Circulation (CIC) as a % of GDP is a good indicator, it has its own limitations. Overall Cash in the economies, the world over, has been increasing. And of course, the per capita cash holding numbers is another story altogether.
    We encourage you to download and share.
    [btn url=”http://www.frankbanker.com/wp-content/uploads/2021/04/How-much-Cash.pdf” text_color=”#ffffff” bg_color=”#daa520″ icon=”” icon_position=”start” size=”18″ id=”” target=”on”]Download and Share[/btn]

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  • Lessons from Archegos Capital : Quick story

    Lessons from Archegos Capital : Quick story

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    [dropcap]A[/dropcap]rchegos Capital (AC), a New York based family office, was in news recently for its inability to meet margin calls by lenders. Wall Street was jittery reminiscing the nightmares of  LTCM. Media stocks like Viacom tumbled 25-30% while marquee Investment Banks like Nomura and Credit Suisse indicated significant losses.

    We cut through the clutter of media reports, deep dived, simplified the story and picked a lesson or two for us bankers.

     

    [btn url=”http://www.frankbanker.com/wp-content/uploads/2021/04/Archegos-capital-hedge-fund-issue.pdf” text_color=”#ffffff” bg_color=”#daa520″ icon=”” icon_position=”start” size=”18″ id=”” target=”on”]Download and Share[/btn]

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  • Where is my ATM: A look at data on India’s ATM network

    Where is my ATM: A look at data on India’s ATM network

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    India has lagged behind the world in increasing ATM network. While the network grew from 1 Lakh ATMs in 2012 to 2.35 Lakhs in 202, it was still low. Building physical infra is always a costly affair!
    In this storyboard, we deep dived into data and got everything you need to understand India’s ATM story, at one place.
    [btn url=”http://www.frankbanker.com/wp-content/uploads/2021/03/India-ATM.pdf” text_color=”#ffffff” bg_color=”#daa520″ icon=”” icon_position=”start” size=”14″ id=”” target=”on”]Download and Share[/btn]

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  • Banking Frauds in India: A look at Data and its revelations

    Banking Frauds in India: A look at Data and its revelations

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    [dropcap]F[/dropcap]rauds have been Bank’s Achilles heel for time immemorial. FY20 saw an astonishing 160% rise in the reported frauds over previous year. This is despite the increased regulatory oversight, use of technology and increasing digitisation of data. Seems the fraudsters move one step ahead of the system.

    But there are some twists in the tale. The stories maybe different for different banks. And so are the type of frauds.

    In this storyboard we looked at the reported data for Indian banks, deep dived and found some interesting observations.

    [btn url=”http://www.frankbanker.com/wp-content/uploads/2021/03/Final-Banking-Frauds-in-India.pdf” text_color=”#FFFFFF” bg_color=”#daa520″ icon=”” icon_position=”start” size=”16″ id=”” target=”on”]Download and Share[/btn]

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  • Global Central Bank Policy Rates

    Global Central Bank Policy Rates

    [dropcap]F[/dropcap]rom – 0.75% (Switzerland) to almost Zero in most of Europe to around 4% in India, Central Banks in most economies remain accommodative. 
    Although inflation remains benign in most places, some high inflation economies like Argentina (38%) and Venezuela (39%),  have their plates overflowing with challenges.
    While the GDP projections are encouraging, whether cheaper credit can fuel a rebound in economic activity, remains to be seen.
    We at FrankBanker are hopeful!
    [btn url=”https://www.frankbanker.com/wp-content/uploads/2021/03/Global-Central-Bank-Policy-Rates-1.pdf” text_color=”#000000″ bg_color=”#daa520″ icon=”” icon_position=”start” size=”14″ id=”” target=””]Download and Share[/btn]