Featured Essay
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Hey bank, I don’t care about your technology.
9 minutesYou launched that industry first AI powered decisioning suite. Your entire competition announced exactly the same. Meanwhile your IVR is still a fossil from 1998. Your account opening still can’t resolve a simple deviation. There is something wrong in the way Banks talk about technology. This essay explores what’s wrong…
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Two sides of digital transformation in Banks: ‘Digitise’ vs ‘Digitalise’:
6 minutesWhen it comes to success in Being Digital, the difference is in the approach a Bank takes. Simply converting a paper to online form wont…
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How are ‘Global Systemically Important Banks’ (G-SIB) monitored under BASEL
4 minutesFailure of a Systemically Important Bank amplifies the impact on world economy for two reasons. Firstly, banking services in many countries rely heavily on these…
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Credit Evaluation: How much information is Enough?
4 minutesHow much information is enough for credit evaluation? For a streamlined process a delicate balance needs to be maintained between timeliness and need for facts.…
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Helicopter Money as a Monetary Policy tool : Benefit and Risks
4 minutesHelicopter Money is a monetary policy concept proposed by economist Milton Freidman to overcome the liquidity and rate transmission challenges. However like everything else in…
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Retail Banking: The DIRECT model for Sales Excellence
3 minutesWith short sales cycles, low product differentiation and high competition it is critical that the Retail Banking teams follow a well thought out plan to…
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