Without Regulatory blessings, Q4-2021 to be litmus test for Banks
As we enter the climax, two questions arise – Would there be large scale Covid provision write backs? and, What would happen to asset growth of banks [...]
Budget 2021: WHAT’S IN IT FOR THE BANKS?
We analyse the opportunities and resolutions that the Budget 2021 brings for Banks [...]
Payments Transformation in India : The Last Decade
From the snail days of Outstation, Local and high-value cheque clearing, Payment systems in India have under gone a metamorphosis. We now have world’s [...]
Budget 2021: The return of Keynesian Economics
There is no doubt that this is an expansionary budget, cheered by the markets and the industry. However, the onus is squarely on the execution of proj [...]
The Curious Case of BANK PENALTIES
In 2020 Banks paid more than $12 Bn in fines for regulatory breaches. In India 40+ Banks and Non-Banks were fined by RBI. In this storyboard we uncove [...]
CAPITAL ADEQUACY: Sizing up Indian and Global Banks
This reference storyboard is a quick guide to compare Capital base (Tier 1 and Tier 2) and Capital Adequacy Ratio (CAR) for Indian Banks [...]
Total Bank Assets and NPA -India
In this data storyboard we take a quick look at Loans and Advances of Indian Banks and compare them to the growing Gross and Net Non-Performing Asset [...]
Navigating SME Lending Strategy: Two key pointers
‘What is an SME?’ has no all-encompassing answer. Any standardised approach to building SME Lending strategy is therefore fraught with risks. We deep [...]
Two sides of digital transformation in Banks: ‘Digitise’ vs ‘Digitalise’:
When it comes to success in Being Digital, the difference is in the approach a Bank takes. Simply converting a paper to online form wont do. We differ [...]
How are ‘Global Systemically Important Banks’ (G-SIB) monitored under BASEL
Failure of a Systemically Important Bank amplifies the impact on world economy for two reasons. Firstly, banking services in many countries rely heavi [...]