Credit Evaluation: How much information is Enough?
How much information is enough for credit evaluation? For a streamlined process a delicate balance needs to be maintained between timeliness and need [...]
FrankBanker Best of 2020
Quick view and link to most trending content of FrankBanker [...]
Thanks to FrankBanker Tribe members!
2020 was an exciting journey. We reoriented, spread our reach, experimented and learned valuable lessons to prepare ourselves for the path ahead.
Non [...]
Helicopter Money as a Monetary Policy tool : Benefit and Risks
Helicopter Money is a monetary policy concept proposed by economist Milton Freidman to overcome the liquidity and rate transmission challenges. Howeve [...]
Retail Banking: The DIRECT model for Sales Excellence
With short sales cycles, low product differentiation and high competition it is critical that the Retail Banking teams follow a well thought out plan [...]
Payday Loans – Boon or Bane?
Payday Loans is still a nascent category in India. But digital Lenders are finding their feet and formalising the segment. Mrityunjay Shahi explains P [...]
SME Financing – Opportunity for Alternate Channels
MSMEs seem to be showing the expected resilience and regaining market's interest. Sumit Kakkar explains some of the constraints faced by MSMEs and how [...]
Critical Thinking in Credit Risk: Avoid these Fallacies
Critical Thinking concepts can help build a robust credit risk culture that relies on logic and objectivity and minimises biases. Amit Balooni shares [...]
RBI IWG Report: Assumptions As Tenuous As Recommendations?
The recent report by Internal Working Group (IWG) of RBI has made recommendations that run contrary to the practice followed in internationally, espe [...]
Credit Sense – Approach and Perspectives
Risk officers and Relationship managers are always at each other’s throats owning to difference in their perspective, often missing out what lies beyo [...]